SMART RENEWABLE FINANCE
Fund Your Green Future
Bridge the gap between visionary green technology and intelligent financial structuring. We provide the capital and expertise to turn your commercial or residential renewable energy goals into reality, seamlessly.
Secure funding with favorable terms · Institutional-grade backing
SOLAR SOLUTIONS
Energy Independence for Everyone
Whether you're powering a family home or an enterprise facility, we provide the capital to make renewable energy a reality today.
RESIDENTIAL
Power Your Home's Future
Take control of your household energy costs with our residential solar financing. Enjoy immediate monthly savings and seamless installation without the upfront financial burden.
COMMERCIAL
Scale Your Operational Savings
Transform your commercial property into a revenue-generating asset. Our corporate renewable financing options deliver significant tax advantages and long-term energy independence.
FINANCIAL TERMS
The New Direction Advantage
Access institutional-grade capital with structures explicitly engineered for commercial and residential renewable energy deployment.
Flexible Terms
Tailored repayment schedules explicitly designed to align with your projected energy savings and monthly cash flow requirements.
Zero-Down Options
Preserve your working capital. Transition your property to renewable energy with zero upfront investment while building immediate equity.
Rapid Approvals
Streamlined, data-driven underwriting ensures you secure funding commitments quickly, keeping your installation project strictly on schedule.
HOW IT WORKS
Effortless Path to Power
We have removed the technical complexity and red tape from renewable energy transitions. Our streamlined funding process gets your solar project approved and installed faster, so you can start generating savings immediately.
01
Expert Assessment
We analyze your energy usage, site viability, and financial goals to design a custom solar infrastructure plan.
02
Fast Approval
Our proprietary financial technology expedites your commercial or residential underwriting process.
03
Installation
Certified professionals deploy your renewable energy system, accelerating your path to energy independence.
Home / Solar Finance Calculator
Solar Finance & Savings Calculator
Estimate the repayments on a solar system loan and compare them with the electricity you could save by using solar instead of buying power from the grid, based on your current cents per kWh rate.
How the savings estimate works
The calculator multiplies your system size (kW) by the peak sun hours per day (5.2 by default) and by 365 days to estimate annual generation in kWh. It then applies the share of that solar you use at home and values it at your current electricity rate in cents per kWh. That is the grid electricity you would no longer need to buy.
What is not included
Supply charges are not taken into account. Daily supply or connection charges generally continue whether or not you have solar, so they do not change this estimate. No feed-in tariff is included either: any solar you export to the grid is valued at zero here. Real-world output also varies with location, season, panel orientation, shading, system losses and panel ageing, and electricity prices change over time.
Frequently asked questions
What are peak sun hours?
Peak sun hours are the equivalent number of hours per day that sunlight is strong enough to deliver full rated output. This calculator assumes 5.2 hours per day. Your actual figure depends on where you live, the season and how your panels are installed.
Why doesn't the calculator include a feed-in tariff?
To keep the estimate simple, solar is valued only by the grid electricity it replaces at your rate per kWh. Any feed-in payments for exported energy are not included.
Are supply charges included?
No. Supply charges are not taken into account. They usually continue whether or not you have solar, so they are left out of both sides of the comparison.
What system cost should I enter?
Enter the price you would actually pay, after any small-scale technology certificate (STC) discount your installer applies. Confirm the final price, and any rebates or incentives that apply to you, with your installer.
Is the interest rate in the calculator the rate I will get?
No. The rate is an example only. Your rate depends on the lender, the loan amount and term, and your circumstances. All applications are subject to lender assessment and approval.
More calculators and finance options
PROVEN IMPACT
Real World Returns
See the financial and environmental performance of our recent renewable energy installations across residential and commercial sectors.
YOUR QUESTIONS, ANSWERED
Expert Answers
Transitioning to renewable energy is a significant financial decision. At New Direction Finance, we don't just provide funding—we act as your knowledgeable partner throughout the entire lifecycle of your solar investment. We are here to eliminate confusion, manage the complexities, and ensure your commercial or residential project is built on a foundation of absolute clarity.
Secure, fast approval process.
Will I actually save money?
Yes. Most of our commercial and residential clients see immediate reductions in their utility overhead. Your customized financing plan is structured so that your monthly payments are often lower than your current energy bills, creating positive cash flow from day one.
What happens during installation?
We coordinate directly with our network of certified solar installers. Our team oversees the administrative and financial milestones, ensuring the physical installation proceeds on schedule with minimal disruption to your home or business operations.
How long does the entire process take?
From initial approval to system activation, projects typically take 4 to 8 weeks. We streamline the permitting and funding stages to accelerate your timeline and get your system generating power faster.
Are there hidden maintenance costs?
No. Tier-1 solar panels require virtually no maintenance and come with comprehensive 25-year warranties. We ensure your financial package accounts for all lifecycle aspects, giving you predictable, fixed energy costs.
SECURE YOUR FUTURE
Lock In Your Rate
Energy costs are unpredictable, but your financing doesn't have to be. Take control of your commercial or residential energy future today and secure our most competitive renewable energy funding rates before they change.
Start Your Application
Fast approval • Bank-level security
Institutional financing for a sustainable future. Empowering commercial and residential transition to renewable energy with intelligent capital.
Contact & Certifications
© 2026 New Direction Finance. All rights reserved.
Disclaimer: New Direction Finance (ACL 423002) arranges renewable energy finance exclusively through traditional lenders offering standard consumer or commercial loan products. We do not arrange, broker or facilitate solar Buy Now Pay Later (BNPL) plans, vendor finance, or "0% interest" / "interest-free" solar financing arrangements in which the cost of interest and fees is embedded into the price of the solar system. Loan approval is subject to the lender's standard credit assessment and eligibility criteria. Fees, charges and interest rates vary by lender
Legal
Important legal stuff New Direction Finance (ACN 16 727 63 06), Australian Credit Representative Number is 499888 authorised under Australian Credit Licence 389527 We will never sell your email address to any third party or send you nasty spam, promise. New Direction Finance is a privately owned and operated Australian business. *WARNING: All applications are subject to assessment and lender approval. Quoted rates apply to personal loans unsecured loans and all applications are subject to assessment and lender approval. IMPORTANT INFORMATION: Loan terms differ and subject to lender and credit criteria. Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn’t take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice.. All applications for credit are subject to lender credit approval criteria.© New Direction Finance 2026